bunq, the expat bank

When adventure is your home

Borders are just lines on a map. As an expat you thrive when given the freedom to live life on your terms, doing whatever you want, whenever you want, wherever you want. The world is yours to explore, which is why a bank should fit your lifestyle, as opposed to you having to fit your bank’s.

A bank account in 5 minutes

Wherever you are, whatever you do, opening a bank account with bunq only takes 5 minutes. All you need is your phone, your ID and an address in the EU. No matter where you are, you simply download the app and sign up. Your tax number (BSN / TIN) can be added up to 90 days after opening your account.

Always have access to your money, for free

Use any ATM in the world for free with bunq

Imagine having easy access to your money all the time, whether you're up in the clouds or 10 time zones away. With bunq, you benefit from free global ATM withdrawals. This means you can use any ATM in the world for free.

In addition to using ATM's worldwide, bunq users never pay any foreign exchange fees. Other banks charge up to 3% for using your card abroad. bunq doesn't. So whenever you use your card to make a purchase in a foreign currency, you only pay the exchange rate!

The cheapest international transfers

If you like travelling, then you'll love making friends all over the world. Experience international money transfers that are easier, faster and fair. With bunq, you get the real exchange rate. Always. This makes sending money abroad with bunq up to 8 times cheaper than with other banks.

When making a payment in the bunq app, simply select one of 39 currencies and make the payment. Apart from getting the real exchange rate, the app also tells you when your payment is scheduled to arrive.

Share the experience!

Open joint accounts in seconds and invite as many people as you want

Part of what makes the expat experience so exciting is that you get to share your life with so many other people. bunq makes it easy to share accounts with anyone, anytime, anywhere.

You can open joint accounts in seconds. And you can invite as many people as you want. Use them with your roommates, party buddies or open one when you're going on a weekend trip with friends. The possibilities are endless. No borders, no barriers, just you, your phone and the world.

Always in your pocket

bunq is a fully mobile bank. So wherever you are, whatever you do, all you ever need is your phone. This allows you to explore the world the way you like it. Whatever you need from your bank, you can access it on your phone.

You never have to visit a branch, never have to wait in line and never have to fill out any paperwork. Changing your PIN, blocking a card, setting daily limits, opening and closing accounts, it only takes seconds.

The expat bank

If you need any help or have questions, bunq can be contacted directly from the app. Simply open a chat and ask your question, in English, Spanish, French, German, Italian or Dutch. bunq offers support in any of those languages, making it easier for expats to get the help they need.

The developer bank

Love to automate and get the most out of your data? Use the bunq API! It reflects all the features you find in the app, so you'll have a bunch of endpoints to play around with.

How to get bunq

Simply download bunq on your phone, sign up in 5 minutes and you're good to go! You can try it one month for free. No strings attached. Enjoy your expat life!